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I manage my money on a daily basis

Would you like to manage your money and access your accounts wherever you are? Attijariwafa bank provides you with a diverse range of products and services for your everyday needs. A wide variety of package options, bank cards and innovative services adapted to your expectations, as well as remote banking services. 
 

Our advice

Managing money on a day-to-day basis: How can I save money?
Money Management

Managing money on a day-to-day basis: How can I save money?

As much as I would like to, I cannot manage my day-to-day finances to save money. How should I go about it? Which habits should I adopt in order to achieve this ?

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Our solutions

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Checking account

The checking account in dirhams allows you to have access to your money at any time and to carry out your transfer and provision operations from our branches in Morocco, abroad or wherever you are thanks to the Attijari Mobile application.

  • Your money is securely deposited and available at all times;
  • Option of paying your expenses by check, by card in Morocco or remotely via Attijarinet / Attijari mobile, the remote access service; 
  • Ability to carry out transfer operations from your country of residence to your checking account in Morocco. 
     
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Account in Convertible Dirhams

The convertible dirham account allows you to withdraw your money in dirhams in Morocco, guaranteeing you free transfer of money abroad in foreign currencies and offering you coverage against exchange risk

  • an account that can be opened freely, without minimum payment obligation or need for authorization from the Office des Changes (Currency Board / Foreign Exchange Board);

  • Option of withdrawing funds in dirhams or foreign currencies depending on your needs; 

  • Creation of a savings account in Morocco that is transferable at any time, without prior authorization from the Office Des Change (for funds initially received from abroad) 
     

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Foreign Currency Account

The foreign currency account allows you to manage your foreign currency transactions, whether debit or credit, avoiding exchange risk.   

  • Ability to repatriate your currencies at any time;   
  • Availability of funds as per your convenience;   
  • Cash withdrawals can be made in dirhams or foreign currencies;   
  • Foreign exchange risk is eliminated by holding funds in foreign currencies.  
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Passbook Savings Account

The passbook account is an interest-bearing current account, with no long-term obligation, which allows you to build up savings and grow them while having your money at your disposal at any time.

  • Creation of an interest-bearing savings account with no long-term obligation; 

  • Tax-free earnings; - Ability to make payments and withdrawals at will depending on your balance; 

  • Availability of funds as per your convenience; - Profitability of cash savings; 

  • Ability to withdraw cash without penalty; 

  • Option of opening a passbook account for your children; 

  • Ability to open a passbook account via the Attijari Mobile application.
     

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Term Deposit Account

The term deposit account allows you to make investments without risk and without fees, on the basis of secure earnings which are determined in advance. 

  • At the end of the term you get back all your savings plus interest based on the lock-in period you’ve chosen. 
  • Investments are risk-free because TDAs are debt securities owed to the bank.
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PACK ELAN 18-25 GOLD

The PACK ELAN 18-25 GOLD offers you everything you need to manage your account, and much more.

  • An MDM checking account in Dhs
  • A Visa GOLD card to make your withdrawals and payments in Morocco and internationally
  • Remote management of your account and access to a multitude of online banking services via the Attijari Mobile application and the Attijarinet portal
  • A legal advice service (e-sticharati) provided by a team of experienced lawyers who can be reached by telephone, to answer all your legal questions.
Additional benefits
  • Free account maintenance fees
  • Free direct debits
  • Account insurance
  • Card assistance in case of loss or theft
  • Death insurance in Morocco
Other benefits & options
  • Bonus on manual exchange*
  • Bonus on transfers*
  • 50% reduction on the price of the second card chosen**

(*) depending on the package chosen

(**) Equivalent card

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PACK ELAN GOLD

The PACK ELAN GOLD offers you everything you need to manage your account, and much more.

  • An MDM checking account in Dhs
  • A Visa Gold card to make your withdrawals and payments in Morocco and internationally
  • Remote management of your account and access to a multitude of online banking services via the Attijari Mobile application and the Attijarinet portal
  • A legal advice service (e-sticharati) provided by a team of experienced lawyers who can be reached by telephone, to answer all your legal questions.
Additional benefits
  • Free account maintenance fees
  • Free direct debits
  • Account insurance
  • Card assistance in case of loss or theft
  • Death insurance in Morocco
Other benefits & options
  • Bonus on manual exchange*
  • Bonus on transfers*
  • 50% reduction on the price of the second card chosen**

(*) depending on the package chosen

(**) Equivalent card

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PACK ELAN PLATINIUM

The PACK ELAN PLATINIUM offers you everything you need to manage your account, and much more.

  • An MDM checking account in Dhs
  • A Visa PLATINUM card to make your withdrawals and payments in Morocco and internationally
  • Remote management of your account and access to a multitude of online banking services via the Attijari Mobile application and the Attijarinet portal
  • A legal advice service (e-sticharati) provided by a team of experienced lawyers who can be reached by telephone, to answer all your legal questions.
Additional benefits
  • Free account maintenance fees
  • Free direct debits
  • Account insurance
  • Card assistance in case of loss or theft
  • Death insurance in Morocco
Other benefits & options
  • Bonus on manual exchange*
  • Bonus on transfers*
  • 50% reduction on the price of the second card chosen**

(*) depending on the package chosen

(**) Equivalent card

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PACK ELAN SIGNATURE 

The PACK ELAN SIGNATURE offers you everything you need to manage your account, and much more.

  • An MDM checking account in Dhs
  • A Visa SIGNATURE card to make your withdrawals and payments in Morocco and internationally
  • Remote management of your account and access to a multitude of online banking services via the Attijari Mobile application and the Attijarinet portal
  • A legal advice service (e-sticharati) provided by a team of experienced lawyers who can be reached by telephone, to answer all your legal questions.
Additional benefits
  • Free account maintenance fees
  • Free direct debits
  • Account insurance
  • Card assistance in case of loss or theft
  • Death insurance in Morocco
Other benefits & options
  • Bonus on manual exchange*
  • Bonus on transfers*
  • 50% reduction on the price of the second card chosen**

(*) depending on the package chosen

(**) Equivalent card

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Oumla Bila Houdoud Pack

A comprehensive offering backed by your account in convertible dirhams with a range of services available to you.

  • A checking account in convertible dirhams with no account maintenance fees; 
  • Debit card; 
  • Access to Attijarinet / Attijari Mobile in order to manage your account remotely; 
  • Legal advisory service available to you by telephone. 
     
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Tawfir Bila Houdoud Pack

The most essential banking products and services adapted to passbook accounts combined in a single package.

  • A tax-free passbook account;
  • Tawfir debit card; 
  • Access to Attijarinet / Attijari Mobile in order to manage your account remotely; 
  • Legal advisory service available to you by telephone. 
     
PARTAGE VF

Partage Bila Houdoud

The Partage Bila Houdoud offer is a sponsorship plan intended for you and your loved ones under the age of 30.

  • Sponsor advantage: One year without subscription fees for the Bila Houdoud package; 
  •  Sponsored beneficiary advantages: One year without subscription fees for the Bila Houdoud 18-30 package and a discount on the Injad Bila Houdoud assistance contract.
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Wajda Bila Houdoud Card

The Wajda Bila Houdoud card is a reloadable prepaid smart card intended for withdrawal and payment. It allows you to optimize your budget management while having complete control over its usage. It can be made available to one of your loved ones.

  • Prepaid withdrawal and payment card;
  • Multiple ways to top up your card: in person at a bank branch or an ATM as well as via the Attijari Mobile application.
WORLD ACCESS VF

World Access Card

The World Access Card is a premium card, designed for Moroccans Around the World, featuring a substantial payment and withdrawal capacity in Morocco as well as abroad while allowing you to benefit from a number of exclusive services and advantages.

  • A wide network of ATMs in Morocco and abroad; 
  • Substantial payment and withdrawal capacity in Morocco and abroad; 
  • Access to an exclusive benefits program dedicated to card holders: www.priceless.com.
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Automatic Cash Express

Cash Express Automatic” is a money transfer service that allows you to provide your loved ones who are not card-holders with money at any time of day, without prior subscription, via your Attijari mobile application.

  •  The beneficiary can access the transferred money within minutes of the issuing operation at any ATM or WafaCash branch; 
  • Withdrawal is secure and can only be done using unique codes generated for each transfer.    
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Attijarinet / Attijari Mobile

A remote banking service that enables you to check your account  24 hours a day, 7 days a week, carry out operations in real time and take advantage of numerous online services through a simplified, intuitive and secure interface.

  • Services available 24/7; 
  • Saves you the time and effort of traveling to a bank branch; 
  • Payment of invoices and fees; 
  • Transfers & disbursements; 
  • Application for loans;
  • Subscription to your products and services;
  • Consulting documents;
  • Wajda/Telecom/Jawaz Card top-ups.

Useful addresses and contacts

CONSULATE GENERAL OF MOROCCO IN SWITZERLAND: ZURICH

Bahnhofstrasse 73 8001, ZURICH SUISSE

CONSULATE GENERAL OF MOROCCO IN TUNISIA: TUNIS

14, IMPASSEAZZOUZ RBAI, 2092 MANAR II, TUNIS- TUNISIE

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