Wafa Assurance

Sihat Hbabi

Take advantage of our hospitalization insurance for you and your loved ones who remain in Morocco. We offer you 100% coverage or reimbursement of medical or surgical hospitalization costs following an illness or accident.

Coverage:

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  Hospital or clinic stay costs.
  
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  Surgeon and attending physician fees.
  
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  Operating room and anesthesia costs.
  
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  Postoperative care, including functional rehabilitation.
  
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  Medical care and pharmaceutical costs related to hospitalization.
  
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  Test and radiological examination costs.
  

Transportation costs:

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  Ambulance transport to the nearest hospital unit.
  
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  Reimbursement of air transport costs at the economy round-trip rate.
  
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  Transportation costs for an accompanying person in the event of a justified medical need.

 

Rahat Hbabi

Advantages:

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  Payment of a fixed quarterly annuity over 5 or 10 years for the benefit of the designated beneficiary.

• Simplified medical questionnaire to complete.
  

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  Annuity or capital available to the beneficiary in the event of a claim without a waiting period.
• Death capital tax-exempt.
  
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  Age limit for coverage: 73 years old.
  
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  15% reduction upon renewal for MDM customers according to certain criteria.
  
  
   

Securicompte

Protect your financial future with Securicompte, an insurance contract guaranteeing the payment of a capital sum in the event of death or Absolute and Permanent Disability (IAD), linked to the balance of your bank account.

Objectives:

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  Meet your needs in terms of death insurance.
  
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  Cover overdrafts, credits and excesses.
  

Guarantees offered:

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  Capital equal to the balance of your debit or credit account on the eve of death or IAD, with a minimum and a maximum depending on the option chosen.
  
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  Doubling of the capital in the event of accidental death or IAD.
   

Securmanzil

Protect your home with Securmanzil, a multi-risk home insurance policy combining property and liability guarantees. Ideal for you, whether you are a tenant, owner, co-owner or free occupant.

Objectives:

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  Guarantee your AWB home loans while offering a comprehensive and secure service.
  
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  Build AWB customer loyalty by meeting your home protection needs.
  

Geographic scope:

• Extended coverage for 30 days at a new address in Morocco in the event of a move.
  

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  Coverage of personal items and baggage during trips for stays of less than 3 months.
  

Civil liability:

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  Coverage of yourself, your spouse, your children, your employees on duty and your pets for Civil Liability incurred in private life.
  

Defense and recourse:

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  Defense before any jurisdiction.
  
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  Claim for any compensation for damages during a guaranteed claim.
   

Age d'Or Retraite

Prepare for your retirement with Age d'Or Retraite, a savings product that allows you to gradually build up a primary or supplementary pension with one-off and/or periodic contributions.

Objectives:

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  Meet your retirement savings needs.
  
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  Build customer loyalty.
  

Advantages:

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  Change the amount of payments and their frequency at any time.
  
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  Bring forward or extend retirement age between 45 and 70.

  Suspend contributions and change designated beneficiaries.
  

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  Double tax advantage (deductible contributions and partially exempt benefits).
   

Age d'Or Épargne

Secure your future with Age d'Or Épargne, a life insurance contract combining a savings guarantee and a mandatory death and Absolute and Permanent Disability (IAD) guarantee.

Objective:

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  Build up savings with scheduled and free payments.
  

Remuneration:

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  Guaranteed annual rate + a minimum of 70% of the profits generated by the management of the savings.
  

Tax advantage:

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  Total exemption from income tax after 8 years of subscription.
  

To find out more and benefit from our services, visit our website

Build up savings with scheduled and free payments.

Remuneration:

• 
  Guaranteed annual rate + a minimum of 70% of the profits generated by the management of the savings.
  

Tax advantage:

• 
  Total exemption from income tax after 8 years of subscription.
  

To learn more and benefit from our services, visit our website